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Tracy Hays, CPA Utilizing his BBA in Accounting and qualification as a Certified Public Accountant, Tracy has operated his own private accounting practice since 1987. Responding to the needs and requests of his accounting clients, Tracy expanded his practice to include comprehensive financial planning.​

Elaine Hays, CFP, MSFE Elaine earned her undergraduate BBA from Texas Christian University, completed a Master of Science in Finance and Economics from West Texas A&M and 51 hours of doctoral studies at Texas Tech University. She is a Certified Financial Planner and works with individuals to help identify, communicate and achieve their financial goals. Elaine also writes a blog offering a female perspective on personal finance, economic policy and politics.

Tracy and Elaine have taught numerous workshops combining a biblical perspective of money with practical management applications. They equip individuals with the insight and skills needed to attain financial stability for a lifetime.

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